Yes, I am the world’s worst blogger. I get it. You don’t have to point that out. I just have a lot going on in my personal and professional life right now. But one of my New Year’s Resolutions (among many) is to keep up with this blog a lot better this year, so here I am!
I’m making very good progress on my job search. As any of you who follow my (infrequent) postings know by now, I’ve been looking for a new job for about 7 months now. It’s been slow going but worth it. I’m now in the final stages of an interview process which should land me a job that checks ALL my boxes: (work 100% from home, minimal biz travel, executive-level salary/major increase over my current salary, better benefits, more stable company, more prestige). Yes, it is indeed possible to get the job of your dreams and to receive all the pay/benefits/bells and whistles you want when you a) deserve them; and b) demand them. I should have a firm written offer from at least one new potential employer in January (maybe more—which will mean a bidding war—yay!)
I remain debt-free and I grew my savings/investments in 2018 despite high medical bills and lost wages from my medical leave from cancer treatment. I plan to increase savings/investments this year thanks in large part to higher earnings (thanks to the job search!) as well as reduced spending. Plus the plus side of a down market (aka bear market) is the fact that your dollars go further when you invest when stocks are cheap. (Yeah, the stock market has been on a wild ride of late. Now is not the time to panic or sell—it’s time to buy! Opportunities arise when everybody else in panicking!)
Some of my additional personal and financial goals for 2019 include:
- Tackle more home-improvement projects. (Which mostly involves me hiring people to do them for me—-I don’t think it pays to DIY if you don’t know what you’re doing). The key will be making sure I have the $$ on hand to make those investments.
- Dress better without spending more. This will involve finding new ways to shop inside my own closet and maybe even remake old clothes, a la Andie in one of my favorite movies, Pretty In Pink. (Plus it will involve me not being lazy and living in the same three pairs of yoga pants all the time while ignoring all the clothes in my closet, but I digress….)
- Be more social, but not spending more money doing it. I work at home, which means I don’t get out much. I’m an introvert, so I mostly hate going out/actually talking to people, but being holed up at home 24/7 isn’t healthy even for deep introverts like me. So this year, I’ll be exploring (and hopefully blogging about) ways to be more social without spending a lot of money.
- Beef up my kids’ college funds. I’m very good about saving for retirement and for emergencies, but I haven’t put dinero into my kids’ college funds in a pigs’ lifetime—-mostly because I pay out the nose for private school and childcare. I’m going to be better about that this year. (I already have 529 plans set up for both kids). Given that the market is down, any money put into the 529s this year will likely grow more in the long run!
That’s all for now, looking forward to many more posts this year!
I remain your Cheap Yuppie Mom.